It depends on your income: ITR-1 for most salaried people, ITR-2 for capital gains or more than one house, ITR-3 for business or professional income, ITR-4 for presumptive business. We pick the correct one for you — filing the wrong form is itself a reason a return gets treated as defective.

For most individuals the due date is 31 July of the assessment year; cases requiring audit have a later date. Filing after the deadline can mean a late fee and lost carry-forward of certain losses, so send us your documents early.

The new regime has lower slab rates but removes most deductions; the old regime rewards investments and eligible expenses. There’s no single answer — we compute your tax under both and file whichever is lower for you.

A belated or updated return can be filed within the time the law allows, sometimes with additional tax. Tell us the years and we’ll advise what’s still possible and what it will cost.